Have questions?
We have answers.

Frequently Asked Questions

Can non resident foreigners get a loan in the United States of America?

If you are a citizen from another nation, you can still have the opportunity to get a mortgage loan to buy a property in the United States.

What is a foreign national loan program?

It refers to mortgage loans that are accessible to individuals who do not reside in US. This makes it possible for people from other countries to buy houses of their choice in US without having visa or citizenship.

How long does it take to process a mortgage loan?

Foreign National Loans can be processed within a period of 60 days or less.

What are the interest rates for Foreign National Loans?

Sometimes, the interest rates may vary depending on the lender.
However, the general rate is usually between 5%-7% across the loan period.

Does the interest rate change across the payment period?

Yes. The interest rate is adjustable and can either go up or come down.

How much is the down payment for Foreign national Loans?

The minimum down payment is usually 30% of the total price of the property you wish to purchase.

What are the requirements for accessing the Loan?

Generally, you will need to provide a 2 months recent bank statement, 2 copies of your passport, a reference letter from your local financial institution [Bank] and a letter of intent from the individual applying for the loan.

What kind of properties can a person acquire with the loan?

Foreign National loans are only available for residential properties. Commercial properties are not eligible for this type of loan.

How long is the Loan period?

Usually most lenders give between 20-30 years to pay back.

Can you rent your property while paying the loan?

Yes, you can decide to place your property on rent so that you can make some profits to finance your loan. We can also recommend reliable listed agents to manage the property for you

Loan options for none American residents & Citizens

Why choose us

we offer our clients convenient payment plans, competitive mortgage rates and swift close times. Our team of experts with vast knowledge and experience will guide you through the process of choosing the right plan that best suits your need

Have questions? We have answers.
Or Call us on: 713-931-9200
Open chat
Do you have any particular loan in mind?
Hello!
Do you have any particular loan in mind?