Explore our convenient loan programs, each tailored to suit your needs.

Our Services

New Home Purchase

Buying your first home can be stressful, having the right team on your side makes all the difference. Our loans help first time buyers achieve their goals of owning a home.

Home Refinancing

Whether you’re looking to take cash out or consolidate debt, we have loans that can help you achieve your goals. Our experts can guide you on financing investment properties and second homes.

Foreign National Loans

Individuals who are not American citizens can take advantage of foreign national mortgage loans to purchase a house of their own in America. We can help you secure a foreign national loan in less than sixty days. 

Loan Programs

Fixed Rate Mortgage Loan

Fixed rate mortgages locks in your interest rate, giving you a uniform monthly payment for the life of your loan. This is because the interest rate remains the same for the entire life of the loan. Fixed rate mortgages are also ideal for borrowers that want the security of a fixed payment that will never change regardless of the market fluctuations that might occur. Fixed rate loans are a great option for those who intend staying in their home for up to five to ten years and also those looking for a stable and secure loan.

Adjustable-Rate Mortgage Loan

An adjustable rate mortgage (ARM) gives you a lower rate and lower initial payment that is fixed for a shorter period of time. The initial interest rate can decrease or increase after the initial fixed term but may be protected by rate caps. ARMs are a popular home buying option as they enable you to qualify for more home due to their lower payments. An ARM home loan is a great option for borrowers who want a lower monthly payment and do not expect to stay in their homes in the long term.

Federal Housing Administration Loan (FHA)

A Federal Housing Administration (FHA) loan is backed by the Federal Housing Administration and can accommodate lower credit scores while offering lower interest rates and a lower down payment threshold. FHA loans were intended for lower income borrowers but have become popular across all income levels.

Veteran's Loan (VA)

Veteran’s home loans (VA) are secure loans that offer Veterans flexible lending options with low rates, low costs, no appraisal, and no monthly mortgage insurance with no down payment The United States Department of Veterans Affairs (VA) created the VA Loan in 1944 to provide financial assistance to veterans, active-duty military, National Guard, their spouses, and their surviving spouses.

Jumbo Mortgage Loan

Jumbo mortgages are home loans that exceed Fannie Mae and Freddie Mac conforming loan limits and allow you to finance more expensive homes. Jumbo loans have fixed and adjustable rate options and are available for refinances and purchases. Jumbo mortgages can help you finance your first or second home but may have more stringent borrower requirements.

Loan options for none American residents and citizens

Why choose us

we offer our clients convenient payment plans, competitive mortgage rates and swift close times. Our team of experts with vast knowledge and experience will guide you through the process of choosing the right plan that best suits your need.

Or Call us on: 713-931-9200
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